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2025 Annual Open Enrollment

2025 Open Enrollment

Open Enrollment is your annual opportunity to enroll and make changes to your benefit choices, including elections for Flexible Spending Accounts.  Outside of Open Enrollment, changes can only be made to your elections if you or a family member experiences an  IRS Qualifying Event. You can remove dependents from your plan during this time without a qualifying life event. This is also a good time to review and update your beneficiaries.

Over the next weeks, we encourage you to review your current benefits by accessing Employee Self-Service (ESS), attending one of 3 virtual information sessions, and reading this Open Enrollment Guide so that you are prepared to make your benefit elections for 2025. 

To enroll in your 2025 Loyola University Chicago benefits, log in to  Employee Self-Service during the open enrollment period: November 1, 2024 – November 15, 2024.  All changes made during this period will be effective January 1, 2025.  

Review your current benefits by accessing Employee Self-Service (ESS).  Review the Summary of Benefits & Coverage (SBCs) and other required notices here.  Use the new FLIMP-Benefit Consultant Tool to help determine which medical plan you and your family should enroll in for 2025. 

Loyola Continues to Provide Competitive and Comprehensive Benefits in 2025! 

At Loyola, our commitment to cura personalis, or care for the whole person, extends to the benefits we offer our employees. As you consider your options for the upcoming year, we encourage you to select plans that best support your needs and those of your family, including flexible spending and health savings account elections. Please note, that changes outside of this window can only be made if you or a family member experiences an IRS-qualifying event. 

Each year, employers review their healthcare strategy to ensure it meets the needs of their employees. At Loyola University Chicago, we remain committed to providing competitive and comprehensive benefits that address the diverse needs of our faculty and staff. 

For 2025, we have focused on maintaining access to high-quality care while offering a choice of plan providers. The changes to our medical plan options are designed to simplify the enrollment process and offer clearer choices. Additionally, these updates help us manage the rising costs of healthcare, ensuring continued value for you and your family. 

What’s Changing for 2025: 

  • The PPO 2 Medical Plan will no longer be offered. To simplify your choices, this plan is being discontinued. If you are enrolled in PPO 2, you must select a new plan during open enrollment.  If you are currently enrolled in the PPO 2 plan but do not make any changes during open enrollment, you will be automatically switched to the High Deductible Health Plan (HDHP) 
  • PPO1 Medical Plan is being renamed to – PPO. Those enrolled in the PPO plan can contribute to a Flexible Spending Account (FSA) health plan. Re-enrollment is required every year. 
  • PPO 3 HSA Medical Plan is being renamed to - HDHP (High Deductible Health Plan).  A Health Savings Account (HSA) will accompany the HDHP plan. Enrollment in the HSA plan is required annually. Faculty and Staff can contribute their own dollars to the plan and Loyola will contribute $600.00 for single coverage or $1200 for Single plus dependents. 

Benefit Information Sessions  

Human Resources will host three virtual Benefit Information Sessions this fall. These sessions will allow you to learn about our benefit offerings, and upcoming benefit changes and ask benefits-related questions. If you cannot attend one of the information sessions, we will post a recorded session and presentation slide deck on this webpage in late October.    

Information Session Dates:  

  • Thursday, October 24, 2024 @ 2pm  
  • Tuesday, October 29, 2024 @ 12pm  
  • Thursday, November 7, 2024 @ 10am  

Register Here  

On-Campus Wellness Screenings & Flu Shots   

In October and November, Empower Health Services (EHS) will be on campus at our Lakeshore, Water Tower, and Health Sciences campuses from 7:30am-12:30pm, on the dates below, to administer wellness screenings and flu shots*.  Faculty and Staff are strongly encouraged to make an appointment.  Spouses can log into the EHS portal by clicking on the blue spouse sign-in box. If prompted, please enter the client code loyolaehs. Faculty and Staff are not required to add code if using the LUC single sign-on option. 

On-Campus Screening Dates:  

Water Tower Campus-Lewis Towers Regents Hall -16th floor 

  • Tuesday, October 8, 2024  
  • Thursday, October 31, 2024  

Health Sciences Campus-Stritch School of Medicine Room 160**  

  • Thursday, October 10, 2024  
  • Tuesday, November 5, 2024  

Lakeshore Campus-Damen Student Center MPR -North  

  • Wednesday, October 23, 2024  
  • Thursday, November 7, 2024  

Register with Empower Health  

2024 Empower Health Screening Package Includes   

  1. Panel C -37 Component blood chemistry profile   
  2. Blood Pressure and Body Mass Index Reading   
  3. Flu-Shot: Trivalent and will protect against an H1N1, H3N2 and a B/Victoria lineage virus. A/Victoria/4897/2022 (H1N1) dm09-like virus; an A/Thailand/8/2022 (H3N2)-like virus; (Updated) and a B/Austria/1359417/2021 (B/Victoria lineage)-like virus   
  4. Optional Additional Test: Prostate Specific Antigen, Thyroid- Stimulating Hormone, and Vitamin D.   

Screenings and additional tests are covered at no cost to benefit eligible Faculty and Staff who are currently enrolled or plan to enroll in one of Loyola Health Insurance Plans. Those not enrolled can self-pay for the screenings and any additional tests.   

** Flu shots are mandatory for Faculty and Staff located at the Health Sciences Campus. EHS will submit proof of your vaccination to Loyola University to note your compliance. It can take up to two business weeks for your vaccination to appear in the Loyola health app.  

Those registered for screening and/or flu shots will receive a reminder via email the day before their appointments and are required to print out their requisition forms and present them before their appointments, 

New Virtual Online Benefit Consultant 

For 2025 we are replacing ALEX with the new virtual Benefits Consultant online tool FLIMP. FLIMP Plan Select will provide a more streamlined process to help you select the best benefits plans for you and your family. FLIMP virtual consultant is designed to help you save money on your healthcare coverage without the need to provide personal or medical history. Please visit FLIMP to review your options for 2025. Once you have selected the plans, you can make the elections in ESS. 

FLIMP-Benefit Consultant Tool 

New WEX Changes Coming  

Major changes are coming for WEX FSA and Transit participants. WEX participants will have access to a new and improved portal, a streamlined reimbursement process, and new savings cards. More information to be provided in the coming weeks. 

 

Open Enrollment Communications Library 

 

Last updated 10.31.2024 

 

2025 Open Enrollment

Open Enrollment is your annual opportunity to enroll and make changes to your benefit choices, including elections for Flexible Spending Accounts.  Outside of Open Enrollment, changes can only be made to your elections if you or a family member experiences an  IRS Qualifying Event. You can remove dependents from your plan during this time without a qualifying life event. This is also a good time to review and update your beneficiaries.

Over the next weeks, we encourage you to review your current benefits by accessing Employee Self-Service (ESS), attending one of 3 virtual information sessions, and reading this Open Enrollment Guide so that you are prepared to make your benefit elections for 2025. 

To enroll in your 2025 Loyola University Chicago benefits, log in to  Employee Self-Service during the open enrollment period: November 1, 2024 – November 15, 2024.  All changes made during this period will be effective January 1, 2025.  

Review your current benefits by accessing Employee Self-Service (ESS).  Review the Summary of Benefits & Coverage (SBCs) and other required notices here.  Use the new FLIMP-Benefit Consultant Tool to help determine which medical plan you and your family should enroll in for 2025. 

Loyola Continues to Provide Competitive and Comprehensive Benefits in 2025! 

At Loyola, our commitment to cura personalis, or care for the whole person, extends to the benefits we offer our employees. As you consider your options for the upcoming year, we encourage you to select plans that best support your needs and those of your family, including flexible spending and health savings account elections. Please note, that changes outside of this window can only be made if you or a family member experiences an IRS-qualifying event. 

Each year, employers review their healthcare strategy to ensure it meets the needs of their employees. At Loyola University Chicago, we remain committed to providing competitive and comprehensive benefits that address the diverse needs of our faculty and staff. 

For 2025, we have focused on maintaining access to high-quality care while offering a choice of plan providers. The changes to our medical plan options are designed to simplify the enrollment process and offer clearer choices. Additionally, these updates help us manage the rising costs of healthcare, ensuring continued value for you and your family. 

What’s Changing for 2025: 

  • The PPO 2 Medical Plan will no longer be offered. To simplify your choices, this plan is being discontinued. If you are enrolled in PPO 2, you must select a new plan during open enrollment.  If you are currently enrolled in the PPO 2 plan but do not make any changes during open enrollment, you will be automatically switched to the High Deductible Health Plan (HDHP) 
  • PPO1 Medical Plan is being renamed to – PPO. Those enrolled in the PPO plan can contribute to a Flexible Spending Account (FSA) health plan. Re-enrollment is required every year. 
  • PPO 3 HSA Medical Plan is being renamed to - HDHP (High Deductible Health Plan).  A Health Savings Account (HSA) will accompany the HDHP plan. Enrollment in the HSA plan is required annually. Faculty and Staff can contribute their own dollars to the plan and Loyola will contribute $600.00 for single coverage or $1200 for Single plus dependents. 

Benefit Information Sessions  

Human Resources will host three virtual Benefit Information Sessions this fall. These sessions will allow you to learn about our benefit offerings, and upcoming benefit changes and ask benefits-related questions. If you cannot attend one of the information sessions, we will post a recorded session and presentation slide deck on this webpage in late October.    

Information Session Dates:  

  • Thursday, October 24, 2024 @ 2pm  
  • Tuesday, October 29, 2024 @ 12pm  
  • Thursday, November 7, 2024 @ 10am  

Register Here  

On-Campus Wellness Screenings & Flu Shots   

In October and November, Empower Health Services (EHS) will be on campus at our Lakeshore, Water Tower, and Health Sciences campuses from 7:30am-12:30pm, on the dates below, to administer wellness screenings and flu shots*.  Faculty and Staff are strongly encouraged to make an appointment.  Spouses can log into the EHS portal by clicking on the blue spouse sign-in box. If prompted, please enter the client code loyolaehs. Faculty and Staff are not required to add code if using the LUC single sign-on option. 

On-Campus Screening Dates:  

Water Tower Campus-Lewis Towers Regents Hall -16th floor 

  • Tuesday, October 8, 2024  
  • Thursday, October 31, 2024  

Health Sciences Campus-Stritch School of Medicine Room 160**  

  • Thursday, October 10, 2024  
  • Tuesday, November 5, 2024  

Lakeshore Campus-Damen Student Center MPR -North  

  • Wednesday, October 23, 2024  
  • Thursday, November 7, 2024  

Register with Empower Health  

2024 Empower Health Screening Package Includes   

  1. Panel C -37 Component blood chemistry profile   
  2. Blood Pressure and Body Mass Index Reading   
  3. Flu-Shot: Trivalent and will protect against an H1N1, H3N2 and a B/Victoria lineage virus. A/Victoria/4897/2022 (H1N1) dm09-like virus; an A/Thailand/8/2022 (H3N2)-like virus; (Updated) and a B/Austria/1359417/2021 (B/Victoria lineage)-like virus   
  4. Optional Additional Test: Prostate Specific Antigen, Thyroid- Stimulating Hormone, and Vitamin D.   

Screenings and additional tests are covered at no cost to benefit eligible Faculty and Staff who are currently enrolled or plan to enroll in one of Loyola Health Insurance Plans. Those not enrolled can self-pay for the screenings and any additional tests.   

** Flu shots are mandatory for Faculty and Staff located at the Health Sciences Campus. EHS will submit proof of your vaccination to Loyola University to note your compliance. It can take up to two business weeks for your vaccination to appear in the Loyola health app.  

Those registered for screening and/or flu shots will receive a reminder via email the day before their appointments and are required to print out their requisition forms and present them before their appointments, 

New Virtual Online Benefit Consultant 

For 2025 we are replacing ALEX with the new virtual Benefits Consultant online tool FLIMP. FLIMP Plan Select will provide a more streamlined process to help you select the best benefits plans for you and your family. FLIMP virtual consultant is designed to help you save money on your healthcare coverage without the need to provide personal or medical history. Please visit FLIMP to review your options for 2025. Once you have selected the plans, you can make the elections in ESS. 

FLIMP-Benefit Consultant Tool 

New WEX Changes Coming  

Major changes are coming for WEX FSA and Transit participants. WEX participants will have access to a new and improved portal, a streamlined reimbursement process, and new savings cards. More information to be provided in the coming weeks. 

 

Open Enrollment Communications Library 

 

Last updated 10.31.2024